Terms and Conditions

Terms and Conditions

To delve deep into MoneyMoves.io’s terms and conditions, dive right into this page. Here we explain how we operate, what you can do with MM content and what we can do with your contributions.

They also relate to key areas of our site such as the MM Forum and our books and quizzes.

Updated: 1 April 2018

1.1. These are the Terms and Conditions of Use (“Terms”) for MoneyMoves.io, our quizzes and Forum (the “Site”). Our site is owned and operated by MoneyMoves.io Limited and was founded by its Executive Chairman Joy Isaac.

1.2. The Site is provided to you free of charge for your personal use, subject to these Terms and our Privacy Policy. Please read these Terms and our Privacy Policy before using our Site. By using our Site you are agreeing to be bound by these Terms and our Privacy Policy. If you don’t agree to these Terms or our Privacy Policy, you should stop using and accessing the Site. If you breach any of these Terms, your right to access and use the Site will cease immediately.

1.3. These Terms explain:

  • What you can do with our content
  • What we can do with things you post
  • Your rights and responsibilities

1.4. We may update these Terms at any time. We will let you know what these changes are by posting them to this page, but is your responsibility as a user to make sure you’re aware of them, by checking for any changes on a regular basis. Changes will become effective as soon as they are posted. If you continue to use our Site after the posting of changes to these Terms, your use of the Site indicates your agreement to be bound to the new Terms.

Our Site is all about sharing information and testing yourself on financial knowledge on MoneyMoves. We provide regularly updated general information, quizzes, clubs, videos and services with our views on investment. After many articles you’ll find a link to discuss the articles with other MoneyMoves.io users via Facebook – plus our Forum allows people to share tips, hints and information on finance and investment. The information you read on our Site is a great starting point for your further research into what suits your particular financial requirements.

Information on our Site does not constitute any form of advice, recommendation, representation, endorsement or arrangement by us and is not intended to be relied upon by you in making (or refraining from making) any specific investment or other decisions. If we mention companies on our Site, we usually do so because of their attractive offers. As general policy we don’t vet them on customer service or investigate their solvency (how likely they are to go bust). Given that the impact of any information expressed on our Site can vary widely based on your particular circumstances, you should always carry out your own research into the product that is of interest to you.

We take your privacy seriously. Please read our Privacy Policy to see how we collect, use and protect your personal information.

5.1. Our Site includes details on, or links through to, information provided by other websites. We don’t control the accuracy or completeness of that information and cannot accept any responsibility for the content of those websites. You take full responsibility for using that information and verifying it and for any decision to use, purchase or refrain from purchasing any of the services or products mentioned on a linked site. If you do purchase products or services from another website, please read its contract carefully before deciding to buy. Remember: your contract for those products or services will be with that website, not us.

5.2. When you use other websites, any personal information you give them will be dealt with in line with their privacy policies, not ours, so please read the privacy policies of each and every such website before using them.

5.3. None of the links included on our Site are affiliate links. We do not receive a fee or commission as a consequence of you clicking through to its site or purchasing a product from it.

Links from your website

5.4. You are only permitted to link to our Site with our prior written consent provided you:

5.4.1. comply with these Terms and all applicable laws;

5.4.2. do not use any of our trade marks or logos;

5.4.3. link only to those pages (including our homepage, where relevant) we have given you our permission to link to;

5.4.4. do not in any way imply that we are endorsing you, your website, or its products or services;

5.4.5. do not misrepresent your relationship with us or present false information about us;

5.4.6. do not infringe any intellectual property or other rights of any person or otherwise breach all relevant laws and regulations;

5.4.7. do not have content in your website that could be considered distasteful or offensive.

If you breach these terms, we have the right to require that your link is removed and to take whatever other action we think appropriate.

7.1. When you post content on our Site, you agree and represent that you have created that content. You still own any copyright in the text that you post on our Site. However, when you post text, images, video or other media, you expressly grant us a perpetual, fully transferable, worldwide royalty-free licence to republish that text on our Site and to use/redistribute/make available and/or sell that text in any format and on any platform, either now known or hereinafter invented anywhere in the world as part of an edited compilation or otherwise. We may automatically track certain contextual links in your Forum posts.

7.2. We, or authorised third parties, reserve the right to cut, crop, edit or refuse to publish your content at our or their sole discretion. We may remove your content from use at any time. You acknowledge and accept that the technical requirements of our Site may result in changes to your content to conform with it. We take no responsibility for the deletion or failure to store postings of user content submitted by you or other Site users.

7.3. If you’re aged under 16 you confirm you have the permission of your parent or guardian to submit content to us.