Terms and Conditions
To delve deep into MoneyMoves.io’s terms and conditions, dive right into this page. Here we explain how we operate, what you can do with MM content and what we can do with your contributions.
They also relate to key areas of our site such as the MM Forum and our books and quizzes.
Updated: 1 April 2018
1.1. These are the Terms and Conditions of Use (“Terms”) for MoneyMoves.io, our quizzes and Forum (the “Site”). Our site is owned and operated by MoneyMoves.io Limited and was founded by its Executive Chairman Joy Isaac.
1.3. These Terms explain:
- What you can do with our content
- What we can do with things you post
- Your rights and responsibilities
1.4. We may update these Terms at any time. We will let you know what these changes are by posting them to this page, but is your responsibility as a user to make sure you’re aware of them, by checking for any changes on a regular basis. Changes will become effective as soon as they are posted. If you continue to use our Site after the posting of changes to these Terms, your use of the Site indicates your agreement to be bound to the new Terms.
Our Site is all about sharing information and testing yourself on financial knowledge on MoneyMoves. We provide regularly updated general information, quizzes, clubs, videos and services with our views on investment. After many articles you’ll find a link to discuss the articles with other MoneyMoves.io users via Facebook – plus our Forum allows people to share tips, hints and information on finance and investment. The information you read on our Site is a great starting point for your further research into what suits your particular financial requirements.
Information on our Site does not constitute any form of advice, recommendation, representation, endorsement or arrangement by us and is not intended to be relied upon by you in making (or refraining from making) any specific investment or other decisions. If we mention companies on our Site, we usually do so because of their attractive offers. As general policy we don’t vet them on customer service or investigate their solvency (how likely they are to go bust). Given that the impact of any information expressed on our Site can vary widely based on your particular circumstances, you should always carry out your own research into the product that is of interest to you.
5.1. Our Site includes details on, or links through to, information provided by other websites. We don’t control the accuracy or completeness of that information and cannot accept any responsibility for the content of those websites. You take full responsibility for using that information and verifying it and for any decision to use, purchase or refrain from purchasing any of the services or products mentioned on a linked site. If you do purchase products or services from another website, please read its contract carefully before deciding to buy. Remember: your contract for those products or services will be with that website, not us.
5.2. When you use other websites, any personal information you give them will be dealt with in line with their privacy policies, not ours, so please read the privacy policies of each and every such website before using them.
5.3. None of the links included on our Site are affiliate links. We do not receive a fee or commission as a consequence of you clicking through to its site or purchasing a product from it.
Links from your website
5.4. You are only permitted to link to our Site with our prior written consent provided you:
5.4.1. comply with these Terms and all applicable laws;
5.4.2. do not use any of our trade marks or logos;
5.4.3. link only to those pages (including our homepage, where relevant) we have given you our permission to link to;
5.4.4. do not in any way imply that we are endorsing you, your website, or its products or services;
5.4.5. do not misrepresent your relationship with us or present false information about us;
5.4.6. do not infringe any intellectual property or other rights of any person or otherwise breach all relevant laws and regulations;
5.4.7. do not have content in your website that could be considered distasteful or offensive.
If you breach these terms, we have the right to require that your link is removed and to take whatever other action we think appropriate.
6.1. All of the content on our Site is owned by us or our licensers and is protected by English and international copyright laws.
6.2. Our content includes any information, features of, or other material found on our Site. You are allowed to use our content for personal, non-commercial use only. You may make one copy of extracts from this Site on any single computer for personal, individual use only, provided that all copyright and proprietary notices are kept intact. Apart from that, none of our content may be republished, posted, transmitted, stored, sold, distributed or modified without our prior written consent.
6.3. The trade marks ‘MoneyMoves’ are owned by MoneyMoves.io. All other brand names and trade marks that appear on this Site are trade marks or trade names of their respective holders. No permission is given to use any of these brands or marks and any such use may constitute an infringement of the holders’ rights.
7.1. When you post content on our Site, you agree and represent that you have created that content. You still own any copyright in the text that you post on our Site. However, when you post text, images, video or other media, you expressly grant us a perpetual, fully transferable, worldwide royalty-free licence to republish that text on our Site and to use/redistribute/make available and/or sell that text in any format and on any platform, either now known or hereinafter invented anywhere in the world as part of an edited compilation or otherwise. We may automatically track certain contextual links in your Forum posts.
7.2. We, or authorised third parties, reserve the right to cut, crop, edit or refuse to publish your content at our or their sole discretion. We may remove your content from use at any time. You acknowledge and accept that the technical requirements of our Site may result in changes to your content to conform with it. We take no responsibility for the deletion or failure to store postings of user content submitted by you or other Site users.
7.3. If you’re aged under 16 you confirm you have the permission of your parent or guardian to submit content to us.
8.1. We encourage debate and the sharing of information between our users. However, we do require that your use of our Forum, Social Media and any other communication systems that we provide is lawful and in accordance with our Forum Rules which are incorporated into these Terms.
8.2. We accept no liability for user content on the Site provided by yourself or by others, including any reliance on the accuracy or completeness of such user content. You acknowledge and accept that user content posted on our Site is the opinion of the person posting only and in no way reflects our opinions or attitudes. You further acknowledge and accept that we have no obligation to moderate any content posted by you and other users on the Site.
8.3. You warrant that the content you post does not contain extremist views, appear to incite or promote terrorist activities and is not obscene, fraudulent, libellous, threatening, harassing, abusive, hateful or embarrassing to any other person as determined by us in our sole discretion, or illegal. You further warrant that the content you submit to us does not infringe any intellectual property right or proprietary or privacy right of any party or individual.
You agree not to:
8.3.1. post or transmit advertisements for or solicitations of business (whether openly, or under the false guise of an unconnected party);
8.3.2. after receiving a warning or otherwise being banned from the Site, continue to disrupt the normal flow of dialogue, post or transmit comments that are not related to the topic being discussed;
8.3.3. post or transmit chain letters or pyramid schemes;
8.3.4. impersonate another person;
8.3.5. disguise the IP address of the connection used to post any message;
8.3.6. post or transmit any files containing viruses or other harmful computer code;
8.3.7. harvest or otherwise collect or use information about others, including email addresses, without their explicit consent;
8.3.8. allow any other person or entity to use your identification for posting or viewing comments or for communicating with other users;
8.3.9. post the same note more than once or spam;
8.3.10. knowingly post untrue information about another person or business with the intention of harming their reputation or livelihood;
8.3.11. engage in any other conduct that restricts or inhibits any other person from using or enjoying these areas of our Site, or which, in our judgement, exposes us to any liability or detriment of any type;
8.3.12. intentionally make false or misleading statements about investments, their price or their prospects. If you do, you may be committing a criminal offence;
8.3.13. post either intentionally or otherwise, any material that could have the effect of manipulating the market value of any investment. This may be a criminal offence; or
8.3.14. give investment advice by way of business or make financial promotions.